ICICI Prudential GSIP is a traditional plan with limited premium pay option and bonus facility; The plan Offers Guaranteed Maturity Benefit. Can you tell me what kind of compounded anuualised returns I can expect from GSIP of ICICI Pru Life? I was made to purchase this policy by. I had taken three plans of “ICICI Pru Guaranteed Savings Insurance Plan” with a premium of 18k, .. I have also Taken GSIP during Feb,

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What about the last 2 yr premiums. December 13, at April 4, at 7: You have ban to surrender your policy. How do you suggest I accumulate the money? The same calculator shows that I will get about Rs. I can help you in making icidi wholistic plan, esp if you have a young baby, as long as you are a reasonable person. You can calculate how much interest you can earn.

No guarantee on how much maturity addition, just addition a high amount to artificially show returns higher. Read review of this fund at http: It is not a waste investment at all! I know 80ccd etc stuff is there but this is my first filter comparison for most of the investment schemes to take decision. You can also avail of loans under this policy after the completion of three policy years provided you have paid fsip for the first three years and the policy has attained a Surrender Value.


Agent explained and showed me the following calculation if I deposited 50 K per year If withdrawn after premium paying term i. Sum Assured is paid —2.

ICICI Pru Guaranteed Savings Insurance Plan

I have been frauded into buying polices for several laks. In my personal opinion its a waste.

Company Information About Us. It means after I will complete my 15 years from the plan has been effective I just want to know can I withdraw whole amount which comes to once I completed my 7 successfull years Or do the deduct any amount from my policy. I believe to get the benefit out of this policy, the policy holder has to survive till the maturity term 7 or 10 years.

Better not to say anything more.

Low returns and very low liquidity. Long term savings plan to ensure that you and your family are free of any financial worries.

Could you please register your icicl on the updated link below: It will be disclosed at the start of that policy year. Select City Mumbai, Maharashtra.

ICICI Pru Guaranteed Savings insurance Plan

To proceed, help us with some basic details. Sahil — all these topics are directly requested by readers, and especially the insurance ones because I have very little interest in them myself.

Go through terms and conditions. So, how much is the insurance cover? So, first doubt is whether that information is true? Dear Ashal, So do you also confirm that even if we have paid annual premiums for three years, jcici cannot keep it as paid-up till the end of policy term?? I clearly gsjp after looking at reviews i will decide. Gaurantee saving insurance plan Executive says: I think the only option I have is to return it in 15 days period.


This will at least save whatever money tsip due after RA. My advice, avoid it. No cash back plan is good for investment. The maturity benefit along with RA will give you the idea about the total return. Fifthly, GSIP is not really an expensive product. I am still continuing it.

Disappointed with ICICI Pru GSIP , Will not get back any money after making Paidup ?

icjci Entry Age of Policyholder. You will get much less than this. March 3, at 2: Insurance is the subject matter of solicitation. We request you to help us with your contact and policy details to assist you. Please answer this simple math question. Can I sue them in court. I have already paid 3 yrs premium. The reason is that the returns in this policy are less and the premiums are very high, also, there are loads of gsup attached to it.